The Invested Father Blog

Hidden Risks

From our friends at Creekmur Wealth Advisors There are things that happen in life that we all know about, but rather avoid experiencing personally. Like the host at a restaurant saying it will be a 2 hour wait or your contractor muttering “uh oh” as they work on that renovation in your basement. Generally, those two little … Hidden Risks Read More...

Post Tax Season Planning Tips

From our friends at Creekmur Wealth Advisors Tax season has come and gone, but that does not mean the planning stops! While much of your focus prior to April 18th may have been on making sure you get your tax return submitted properly, the focus can now shift towards some other items that can improve your … Post Tax Season Planning...

Savings Rate Vs. Rate of Return

From our friends at Creekmur Wealth Advisors A common question I receive as a wealth advisor is, “What investments someone can make to get a big return?” While Creekmur Wealth Advisors spends a substantial amount of time researching, modeling, and planning investment strategies we do not believe that rate of return is the most important rate … Savings Rate Vs. Rate...

Building A Recession Proof Retirement Portfolio 

From our friends at Creekmur Wealth Advisors What Does It Take To Build a Recession Proof Retirement Portfolio? How can my portfolio and my retirement survive a recession? This is a very common fear for retirees and pre-retirees and considering the movement of the market recently, you may have had this same question yourself. Throughout your … Building A Recession Proof...

Investing 101: A Three Step Plan to Investing Success

From our friends at Creekmur Wealth Advisors One of the biggest issues that new investors run into is developing an easy-to-repeat, long-term investing strategy. Below I’m going to discuss three steps you can use to help develop your investing strategy. By having a set strategy every investor is better prepared to weather the inevitable volatility of … Investing 101: A Three...

Investing Reminders for Times of Market Volatility

From our friends at Creekmur Wealth Advisors Learn the 3 R’s to help you prepare for market volatility. It’s impossible to predict when the market will drop or how far it will fall. With this in mind, investors should take steps to position their portfolios against potential risk during times of growth. Fact: Future volatility could … Investing Reminders for Times...

Investing Myths (You don’t want to fall for!)

From our friends at Creekmur Wealth Advisors How do you make investment decisions? Do you look at data? Or look for an interesting opportunity?  Interestingly, most people don’t look at facts when making decisions. They prefer a good story.1 Maybe that shouldn’t surprise us. Stories appeal to our emotions and our values.2  Stories help us make … Investing Myths (You don’t...

The Dad Dive – July 6 2022

The crypto winter continues. Crypto lender Voyager became the latest large company to file for bankruptcy. This Coindesk report says, “The Toronto-based Voyager filed for Chapter 11 bankruptcy protections Tuesday in the U.S. Southern District Court of New York, estimating that it had more than 100,000 creditors and somewhere between $1 billion and $10 billion … The Dad Dive –...

The Dad Dive – June 15, 2022

Early signs of the crypto winter are here? After Luna’s collapse, it was the turn of Celsius, a blockchain-lending platform to melt down. It had raised a total of $846 million in funding and had $12 billion worth AUM (assets under management). On Monday, it announced that it would halt all withdrawals due to bad … The Dad Dive –...

The Dad Dive – June 8, 2022

New finance faces old problems. Insider trading has raised its ugly head in the world of NFTs. Former OpenSea Product Manager Nathaniel Chastain has been charged with insider trading, wire transfers and money laundering. This CBS report says, “Prosecutors allege that Nathaniel Chastain, 31, capitalized on his role as a product manager at OpenSea to … The Dad Dive –...

The Dad Dive – June 1, 2022

Cryptocurrency faces a lot of friction in India thanks to the Indian government. But times seem to be changing. This Reuters report says, “Inflation in India should moderate in coming months and the government is ready with its consultation paper on cryptocurrencies, economic affairs secretary Ajay Seth told reporters on the sidelines of an event … The Dad Dive –...

The Dad Dive – May 25, 2022

There have been a lot of reports and op-eds on how crypto-mining is harmful for the environment. A few pieces are here, here and here. But what if the world of cryptos and tokens could help the environment? That’s what Nature’s Vault’s Legacy token is trying to do. This Singapore-based company has acquired mining rights … The Dad Dive –...

The Dad Dive – May 4, 2022

A tale of two blockchains: Transaction fees are important on decentralized systems. This was evident from the fact that two blockchains functioned in very different ways this past week. Late Saturday, US Eastern time, the Solana blockchain shut down for seven hours. This happened “…after what one insider called “insane amount of data” flooded the … The Dad Dive –...

The Dad Dive – April 28, 2022

Uniswap, the cryptocurrency exchange, has seen a user file a class-action suit against it. The article in The Block says, “The complaint contends that if Uniswap Labs had registered with the SEC and met the burden of securities laws, investors would be better protected from fraudulent activity.” The case shines light on the gaps in … The Dad Dive –...

The Dad Dive – April 7, 2022

After DeFi, it seems like it’s now time for GameFi to take centerstage. In the last year, over $3.6 billion has been poured into crypto gaming startups in the hope that games will recreate the magic of DeFi. Polygon is one of the major players in this space. This Coindesk article says, “For instance, Polygon … The Dad Dive –...

GameStop or LameStop?

Stocks on Steroids or Irrational Optimism? What better way to explain rotten investments than with meme stocks? According to Charles Schwab, 20% of all investors started in 2020. This retail crowd knew little about the stock market and even less about its dangers. The only thing most people cared about was making money fast. Intoxicated … GameStop or LameStop? Read...

The Dad Dive – April 14, 2022

Coinbase, one of the world’s largest crypto exchanges, got off to a rocky start in India. They made a big-bang announcement about their new feature: a UPI (Unified Payments Interface) option for buying crypto. The NPCI’s (National Payments Corporation of India) website defines UPI as: “…a system that powers multiple bank accounts into a single … The Dad Dive –...

The Dad Dive – April 22, 2022

It’s no secret that cryptos are not exactly climate-friendly. Now, crypto start-ups are trying to go green. However, that might not work out in the earth’s best interests.  This FT article says, “Eager to capitalise on rising prices and wider calls for a global transition to cleaner economies, crypto traders have scoured the carbon market … The Dad Dive –...

The Dad Dive – March 9, 2022

2022 hasn’t been good for non-fungible tokens aka NFTs. Average NFT sales have been falling. And it’s not because of the Russia-Ukraine war. Average prices have taken a dive since January this year. The average selling price of an NFT went from $5,215 in the week of January 4 to $2,102 in the March 9 … The Dad Dive –...

The Dad Dive – March 3, 2022

We are living in weird times. Russia is just not letting up on Ukraine. The latest focus of Putin’s fury is Mariupol, a strategic southern port near Ukraine’s border with Russia. Russia has already taken control of Kherson, another key port city. If Russia captures more southern cities, Ukranian armed forces could lose access to … The Dad Dive –...